Category: | Issue: September 2019
Category: | Issue: September 2019
By: Jocelyn Wood | Category: Financial Services | Issue: August 2019
ATMs and online banking are great, but technology can't compare to the value of a banking relationship. Whether you're a new or seasoned business owner, building a relationship with your banker has many benefits, from being able to identify potential financial issues, planning long term investments and purchases, and bridging connections for different services. This allows you to focus on your priorities while letting the financial experts help you see the big picture and help maximize your efforts. Read the full article in the Financially Fit column in the August 2019 edition of VALUES News Magazine and at ValueNews.com.
By: April Bow | Category: Financial Services | Issue: July 2019
Are you looking for financial assistance on a mortgage, but aren't sure about the laws and policies regarding gift funds? April Bow from RCB Bank answers the frequently asked questions about that topic and outlines the step-by-step process to help protect you legally and financially in this month's Financially Fit column. Read the full article in the July 2019 edition of VALUES News Magazine and at ValueNews.com.
By: Joe Langley | Category: Financial Services | Issue: June 2019
For those who are approaching retirement, planning an income strategy is important to make sure you don't run out of money. This is a balancing act between the income lifestyle you desire and the fund stability you need. Joe Langley at RCB Bank shares his step-by-step process to help maximize your retirement savings, including the 4% rule, 401(k) contributions, and more. Read the full story in the June 2019 edition of VALUES News Magazine and at ValueNews.com.
By: Curtis Bales | Category: Financial Services | Issue: May 2019
When taking out a loan, everyone's worst fear is defaulting and losing their entire investment, but did you know there is a way to guarantee that won't happen? Curtis Bales from RCB Bank explains how different types of Loan Protection and Credit Insurance work to keep your finances and assets secure in the event of an unforeseen circumstance. You don't want to wait until you're in a crisis to figure out how to make ends meet, so ease your stress and look into your options now. Read about these types of coverage in the May 2019 edition of VALUES News Magazine and at ValueNews.com.
By: Megan Boyd | Category: Financial Services | Issue: April 2019
Building a house is a two-loan process. First, you need temporary construction financing to cover the building costs. Then, you need permanent financing for your mortgage. There are several factors to consider when making these financial decisions. Megan Boyd from RCB Bank walks you through these steps in the April 2019 edition of VALUES News Magazine and at ValueNews.com.
By: Arnold Beevers | Category: Financial Services | Issue: March 2019
You've heard the advice to start saving for retirement in your 20s to reap the most benefits, but what about if you're 40? According to Arnold Beevers at RCB Bank, it’s crucial to plan a retirement income savings strategy that will provide adequate funds to cover you throughout your retirement years. Learn how to save up, balance your debt, and create a retirement plan in the March 2019 edition of VALUES News Magazine at ValueNews.com.
By: Stacy Dunn | Category: Financial Services | Issue: February 2019
Your business may be at risk of cyber attacks such as phishing, customer account compromise or vendor management intrusion. RCB Bank explains preventative measures you can take to reduce your risk of cyber attacks. They also offer cybersecurity business services for your workplace. Find out more in the February 2019 issue of VALUES News Magazine.
By: RCB Bank | Category: Financial Services | Issue: November 2018
Obtaining a mortgage requires a lot of documentation, multiple forms, financial records, third-party paperwork; not to mention multiple layers of inspection to verify your information is accurate. Financial changes during your loan process can invalidate paperwork and delay your loan closing. Here are four ways to avoid loan processing setbacks.
By: RCB Bank | Category: Financial Services | Issue: July 2018
New cars can quickly depreciate in value causing your auto insurance to pay less than what you owe on your car loan. What happens when an accident totals your car? Who pays the difference between the insurance settlement and your outstanding loan balance? You do. Or, maybe not...
By: Caylon Arundell | Category: Financial Services | Issue: March 2018
Lending officers have their own language. We try not to use unfamiliar jargon when working with customers, but “talking mortgage” is second nature to us. Let me clarify some lingo my customers have called me out on.
By: Kyle Head | Category: Financial Services | Issue: January 2018
You can use text banking to check account balances, transfer money between accounts and notify you when your balance falls below a specific dollar amount. You can pick and choose which alerts you want to receive. Smartphone and Wi-Fi not required.
By: Jocelyn Wood | Category: Financial Services | Issue: December 2017
Changing your saving habits may require changing your spending habits, but the payoff – not worrying about paying your bills, taking a trip you’ve been dreaming of and retiring on your terms – is worth it.
By: Jocelyn Wood | Category: Financial Services | Issue: September 2017
Lenders use your FICO® Score as one tool to gauge the risk of lending you money. A high FICO Score may qualify you for better interest rates. I asked Lender Jake Dwyer, AVP at RCB Bank, what is the easiest way to maintain a good financial footprint?
By: Kenneth Wohl | Category: Financial Services | Issue: August 2017
A home that fits your needs today may not later if you decide to have kids or change careers. Know your personal and family goals and shop with them in mind. Choose a home to grow in and one that will sell when it’s time to move.
By: Kyle Head | Category: Financial Services | Issue: July 2017
As a homeowner, it is reasonable to assume you will have, from time to time, repair expenses. When your fridge stops working, your roof springs a leak or you need to rebuild your privacy fence, how do you budget for these costs?
By: Kyle Head | Category: Financial Services | Issue: July 2016
There are 3.17 billion internet users worldwide. To put that into perspective, there are around 323 million people living in the United States, so if everyone in the U.S. used the internet that would be less than ten percent of internet users worldwide.
By: RCB Bank | Category: Financial Services | Issue: November 2015
It’s 6 a.m. on Friday and you’re storming through a department store to grab the best bargains of the season.
By: Jocelyn Wood | Category: Financial Services | Issue: November 2017
To know if you’re getting the best deal from your merchant service provider (MSP), you first need a basic understanding of credit card processing and fees, according to Eddie Curran, RCB Bank vice president of business services.