Insurance Cost “Reality Check”

You Owe It To Your Budget To Consider the Cost of Insurance

In an age of 1-800 numbers and hold music that could put anyone to sleep, there’s something refreshingly human about walking into an office where the people know your name—and your deductible. Meet Alex and Abrina Tarasenko, the energetic husband-and-wife team behind Everything Insurance, based right here in Tulsa.

The Tarasenkos aren’t your run-of-the-mill insurance brokers. “We work for the people, not the companies,” Alex says. “Being brokers means we can shop around the carriers for you, instead of just pushing one company’s rates.” And with auto and home premiums in Oklahoma spiking an average of $2,296 over the past year, now sitting just behind Florida and Kansas, you’ll want that shopping power on your side.

Evaluating the best insurance prices is an enjoyable experience with your hometown advocates at Everything Insurance.

Everything Insurance Connects With Clients

But it’s not just about the numbers. The team at Everything Insurance thrives on connection. “We still do face-to-face consultations,” Abrina says. “We’re here when something goes wrong, not just to sell you a policy and disappear.”

And let’s be real, insurance talk can be… well, dry. That’s why Alex and Abrina take a lighthearted approach. “Right now, everything’s going up. Groceries, gas, premiums. We want to help people navigate that without adding stress,” says Abrina. “If you have insurance, this article is for you,” she jokes.

Everything Insurance Saves Clients Money

Their team isn’t just focused on making things cheaper, they make them smarter, too. Alex shares, “many people carry Oklahoma’s state minimum for property damage, just $25,000. But hit a car like my wife’s van, worth $40,000, and you’re personally responsible for the rest. That’s $15,000 out of pocket!” The fix? Often, it’s just $5 more per month to increase coverage dramatically. Since February, Everything Insurance has saved its clients “over $34,000 in premiums, without reducing coverage.” That’s not just insurance, that’s impact.

Everything Insurance Works With Medicare

But the Tarasenkos aren’t stopping at auto and home. They’re passionate about Medicare, too, especially for those living with chronic conditions like diabetes or heart disease. “If you’re on Medicare and have diabetes (type 1 or 2) or any heart condition, past or present, you could qualify for extra benefits,” Alex explains. “We’re talking dental, vision, even food and gas benefits, and part of your Medicare Part B premium is paid for.”

And the best part? You don’t have to wait until fall. “These plans are available year-round,” says Alex. “People just don’t know about them.”

Everything Insurance Makes Insurance Easier

So, whether you’re looking to protect your home, your car, or your health, Alex and Abrina Tarasenko make insurance feel a little less overwhelming—and a lot more personal. With Everything Insurance, you’re not just another policyholder. You’re a neighbor. And for them, that still means something.