Medicare Annual Enrollment Period: Why This Year is Different

Everything Insurance Group Can Help Make Sense of Medicare

The annual Medicare Open Enrollment (AEP) period begins October 15th to December 7th, 2025. If you or someone you know are beneficiaries, you should carefully review your current plan’s Annual Notice of Change to see how these updates will impact both coverage and costs. This is the one time of year you can make changes to your Medicare Advantage Part C plan or Medicare Part D prescription drug plan. There have been significant changes in available carriers, plan shifts, and major benefits.

Wife and husband duo, Abrina and Alex Tarasenko of Everything Insurance Group, are a licensed family-owned insurance agency located in Tulsa, Oklahoma. Their company has served clients for over 10 years and takes special interest in Medicare coverage options. They could help simplify the review process for you due to their extensive knowledge about vital Notices of Change and related coverage updates.

The group is informed and delivers sound advice because they are experienced in various Medicare coverage related needs - including the nuances that can impact coverages associated with individuals who are fully retired, veterans, currently employed, tribal members, and those who are nearing their 65th birthday. Their hearts are in each client interaction. TRUST is paramount in their agency and conveyed in everything they do.

“Recent Medicare updates have created a shift. These updates have affected plan benefits, out-of-pocket costs and the overall enrollee experience in the 2026 calendar year,” explained Abrina. “These core changes have made a crucial impact on what beneficiaries can expect in 2026. The good news is that there are new coverages with networks and benefits not previously offered.”

Some new Medicare Advantage plan offerings include plans for cardiovascular disorders, chronic heart failure, and diabetes.

HOW TO NAVIGATE MEDICARE CHANGES

Medicare supplemental coverage is essential to millions of Americans. The Tarasenko’s at Everything Insurance Group listen to their clients with patience and kindness.

They will take you step-by-step by analyzing your current coverage to identify gaps and rising costs

• Research new plans for you.
• Ensure you meet eligibility criteria.
• Compare costs and benefits.
• Enroll you directly with insurers.

FINDING INSURANCE SOLUTIONS

Education is a solid foundation to make a decision that best meets your needs. “Tulsa is a unique market. It’s prudent to review your current plan with a licensed broker and steer clear of 800#’s, AI chatbots, and call centers. Working face-to-face with a licensed broker will help ensure your choices are clear. “It’s always possible that your current plan will continue to serve you well,” explains Alex. “We provide unbiased guidance for each beneficiary we serve.”

ONGOING INSURANCE SUPPORT

Everything Insurance Group is licensed to work with a vast majority companies offered in the state of Oklahoma. This empowers beneficiaries’ opportunities to receive the best possible selections and assistance. “Our clients enjoy knowing that we hear them and are here for them whenever they have questions or concerns. We truly care about works for them,” stressed Alex.

FOCUSED ON COMMUNITY SERVICE

Another way Everything Insurance Group supports beneficiaries is through their participation in community resource events with non-profit organizations where they provide meaningful assistance to those who need it the most. “Many people are nearing 65 and in unfortunate situations are unaware of what to do when it comes to Medicare.” Abrina, said about working with displaced veterans and homeless individuals.

Whether you are currently enrolled and seeking additional help, or you are closing in on your 65th birthday, Everything Insurance Group wants to be your life-long partner to service all your insurance needs. Apart from assistance with Medicare coverage options they also offer auto, home and business insurance products – all customized with your needs in mind.

Everything Insurance Group is located at 1703 E. Skelly Dr., Suite 102 in Tulsa, Oklahoma. They provide no cost no obligation insurance analysis’ in their office or by calling 918-688-1197; www.EverythingInsuranceGroup.com.