By: Deanna Rebro | Category: In Our Communities | Issue: September 2014
Pastor Billy Joe Watts strives to help people achieve the American dream of home ownership.
For most people, a home is the largest investment they will ever make. Still, they often begin the home buying process with little or no knowledge, and typically feel anxious and afraid of what lies ahead. It doesn’t have to be that way.
The Rock Church is happy to present a Home Buyers Seminar on Thursday, September 25 at the church business office, 2017 S. Elm Pl., Ste. 104. in Broken Arrow. The seminar is free of charge and open to the public. Whether you are buying for the first time, upgrading, downsizing or investing, the Home Buyers Seminar offers all-inclusive and up-to-date information to help all types of buyers feel comfortable and confident about every aspect of the home buying process.
The Rock Church Pastors Billy Joe and Theresa Watts, also real estate professionals, understand the dilemmas that home buyers face – in particular, first time buyers. “I’d say 90 percent of first time buyers are concerned about issues in their credit history,” says Pastor Billy Joe. They may be afraid to apply for a home loan or perhaps have been turned down because of outstanding bills, bankruptcy, alimony or child support issues. The Home Buyers Seminar will educate these potential buyers on how they, too, can become creditworthy and prepare themselves for a home loan approval.
Janelle Ligons, a mortgage broker with Supreme Lending, will walk seminar attendees through the process step by step. In some instances, she will be able to show buyers what they need to do in their particular circumstances so that in three months, six months or whatever timeframe, they will qualify for a loan that meets their needs.
Most people have heard of conventional, FHA and VA loans. But numerous other home loan programs are also available. There are Native American loans for tribal registrants and rehab loans for the purchase of older homes and their energy-efficient upgrades. There are many other possibilities as well.
“I ask renters why they pay somebody else’s mortgage when they could be paying their own,” says Pastor Theresa. Most of the time they don’t realize all that they can do. “Take the first step to make it happen,” she urges. The right tools and resources are available from the right people to get you on your way to responsible home ownership.
The two pastors say they have heard numerous tales of unscrupulous practices. As part of The Rock Church’s mission of “serving God and loving people,” they offer an educational service based on honesty, integrity and genuinely caring about the people who are led their way. They are also pleased to be associated with Chinowth & Cohen for nine of the 10 years of the company’s history of impeccable business practices and community service. Pastor Billy Joe says they feel the joy of loving God and helping people each time they see the glow of new home owners when the keys and garage remotes are presented to them.
The Home Buyers Seminar begins at 7:00 p.m. No reservations are needed. If you’re in the market for a starter home or luxury dream home now or in the near future, come. You’re sure to walk away with practical and valuable information to help you make the best possible home buying decisions.
For more information, contact
Deanna Rebro has worked in the publishing industry 30+ years, including eight years writing for Value News. She has also worked in real estate for the past six years. Deanna graduated from Kent State University in Kent, Ohio with a B.A. in Journalism. Outside of work, she serves as Vice President on the Board of Directors for Pet Adoption League. “Every story I write is a learning experience,” she said.
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